Business Funding Made Simple

Access Capital of Houston

We Finance Government Contractors

While most would think all factors and lenders would accept clients who deal primarily with federal, state, and local governments due to their typically excellent creditworthiness, that is not the case.  Financing clients whose B2G companies work with federal, state, and local governments can present their own challenges and risks when attempting to insure assignment and validity of an invoice.  Additional risks are present with many governmental entities that are truly at risk of insolvency.  Many of our lenders, however, seek out prospective clients that are good candidates with a history of dealing with the government.  We will, most often need to submit funding package to a lender or a factor specializing in government receivables.

Types of Government Contractors We Have Funded

Fixed Price
Contractors

Cost Reimbursement
Contractors

Time and Materials
Contractors

Incentive
Contractors

Indefinite Delivery &
Quantrity Contracts

Typical Funding Required

The types of government contractors are extensive and when it comes to funding, one lender will not fit all. On the surface, factoring or lending  on government related receivables, for example, might seem like a perfect factoring opportunity.  Providing goods and service to government entities can be risky.  In many states, for example, an assignment is only valid if authorized by a specific officer of a particular state agency and there is little commonality in requirements from state to state.  Fortunately, our factors and lenders are experts in wading through the difficulties and red tape that is common in this niche area.  Our factors and lenders have a very expansive knowledge of the various federal and state contract laws regarding assignments and lending to all types of contractors.

Factoring - Availability
Availability 90%
Asset-Based Lending - Availability
Availability 80%
SBA Microloan- Availability
Availability 40%
SBA 7A- Availability
Availability 80%
Equipment Leasing
Availability 85%
MCA / ACH
Availability 85%

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Over 500 Lenders to Serve You

At Access Capital of Houston, we are proud members of the IACFB, the International Association of Commercial Finance Brokers and as such, have access to our association’s Directory of American Factors and Lenders, the largest database of factors and alternative commercial finance providers available in the industry.  Our access to the directory means that “when the banks say no”, we can virtually always find the right lender for your capital needs every time.  In fact, if Access Capital of Houston can’t provide you with the necessary financing your business requires, it likely can’t be done.